Save thousands of dollars each year. Convert your expensive whole life insurance policy into term life also on the vehicle and other insurance; raise the deductibles up as high as you can. Raising a vehicle insurance policy of a paid vehicle from $0 deductible to just liability could save you hundreds per year, try it! Remember insurance only pays you when adversity strikes. Take the premium savings and put the money you save and put it in the money market. You can also use the savings on using a higher deductible so you can pay for smaller stuff for yourself. This is called being more “self-insured”.

Mike Sokolowski President Alpha Genetics Inc.